About Us
Freedom Peak Payments is a veteran-owned, Colorado-born payment solutions provider helping small businesses keep more of what they earn through simple, transparent Cash Discount programs.
Our Story
Freedom Peak Payments was founded with a simple belief:
Colorado business owners deserve honesty, clarity, and control when it comes to payment processing.
After years working in technology, global partnerships, and entrepreneurship, our founder saw firsthand how many small businesses were being quietly drained by credit card processing fees — often without realizing it.
Hidden fees. Long contracts. Poor support. Confusing statements.
It didn’t sit right.
As a U.S. Marine Corps veteran, the values of integrity, service, and accountability aren’t corporate slogans; they’re a way of life. Freedom Peak Payments was built to bring these values to an industry that desperately needs them.
Our mission is simple:
Help businesses keep more of their money and receive the local support they deserve.
Why We Serve Colorado Businesses
Colorado is home.
We live here. We shop here. We support our communities here.
From food trucks in Colorado Springs, to retail shops in Littleton, to auto repair garages in Denver, we believe small businesses are the heartbeat of the Front Range.
That’s why Freedom Peak Payments is designed to be:
Local — Real support from someone who can actually show up.
Transparent — No contracts, no gimmicks, no hidden fees.
Simple — Equipment that works, pricing you understand.
Empowering — You keep more of your profits, not the processor.
Our Founder
Matt Holzmann
Founder & Owner, Freedom Peak Payments
That’s why Freedom Peak Payments is designed to be:
U.S. Marine Corps veteran
Former Director of Global Partnerships at Microsoft
15+ years in technology and automation
Former franchise owner
Colorado entrepreneur
Advocate for small business growth and financial simplicity
Matt brings a unique combination of discipline, operational clarity, and sincere care for small business owners.
His approach is straightforward: tell the truth, keep things simple, and deliver on your word.
Our Values
Integrity Above All
No contracts. No surprises. No nonsense. We believe in earning trust — not trapping customers.
Community First
We’re here to strengthen Colorado’s small business economy, one merchant at a time.
Simplicity Creates Freedom
When processing is clear and fees disappear, your business can grow faster with less stress.
Service is Leadership
Our veteran-led mindset means we take responsibility, act decisively, and stand by our promises.
What We Do
Freedom Peak Payments specializes in Cash Discount payment solutions that help businesses eliminate credit card processing fees entirely.
We provide:
Cash Discount program setup
Next-day funding
Modern payment terminals
POS systems for restaurants and retail
Mobile readers for trades & service pros
Online and virtual payment solutions
Local onboarding and training
Full support with no 1-800 runaround
Our entire focus is helping your business keep more of what you earn.
The Meaning Behind Our Name
Freedom Peak represents the journey upward and our founder's love of the mountains.
The highest peak symbolizes our founder’s leadership and commitment to customers.
The two supporting peaks represent family and the small businesses we serve.
It’s a reminder that success is not climbed alone — we rise together.
Our Commitment to You
When you join Freedom Peak Payments, you get:
A real person you can call
A local partner invested in your success
Savings you can feel every month
Equipment that fits your business
A program built with transparency and integrity
We don’t do contracts because we don’t need them.
Our service keeps customers — not fine print.
Frequently Asked Questions
Have more questions? Our dedicated support team is here to help you.
Contact us today for more information or to schedule a consultation.
Will I lose customers by adding a Cash Discount?
No — and in almost every case, customers don’t even notice the fee.
Is the Cash Discount Program legal in Colorado?
Yes — completely.
Do I need to change equipment or interrupt business operations?
Usually not — and if you do, the transition is smooth and handled locally.
What if I try it and don’t like it?
Then you stop — no contract, no penalty.
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